All new drivers have to pay a lot for their car insurance. Less costly insurance only prove beneficial if you are an experienced driver. Every new driver tries to find out how to cut the cost of car insurance. Following are some sure ways to bringing down this cost:
Agree on Higher Access
When you request a quote for premium, you have to give a level of access. This is the amount you are willing to pay in case of any repair claims. If your higher access is £50, then the total premium will be huge than if you set your higher access at £200. However, you should be able to pay it in case the need arises.
Go for Black Box Car Insurance
When you are thinking of how to get lower cost on car insurance, this step will help you in this regard. Black box insurance helps novice drivers to cut premium by rewarding responsible and safe driving.
Add an Experienced driver to First Insurance
New drivers can reduce the insurance cost by adding one of their parents to their policy. The price of the policy will automatically come down. But the older driver should share the vehicle with you.
Choose a Cheaper Vehicle
The price of insurance depends on the model and make of your car and it is especially valid for new drivers. A car with a powerful engine and fast speed will cost you more car insurance as compared to a modest car.
Safe and Secure Vehicle
This is one of the ways for how to cut the cost of car insurance. The insurance providers are interested in questions such as how secure is your car, its parking area and the built-in security system. If your car is safe and secure, it will cut the insurance cost.